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1 credit
nkredit, zajam, potraћivanje• acceptance credit akceptni kredit• automatic credit automatski kredit• bank credit bankovni kredit• bilateral credit bilateralni kredit• bilateral credit limit bilateralni kreditni limitBilj.: Granica kreditne izloћenosti sudionika u platnom sustavu prema drugomu sudioniku zbog primitka plaćanja koja joљ nisu namirena• book credit knjigovodstveni kredit• bridging credit kredit za premoљćivanje• buyer’s credit kupčev kredit• cash credit gotovinski kredit• central bank credit kredit srediљnje banke (npr. eskontni krediti)• commercial credit komercijalni kredit• confirmed line of credit potvrđena kreditna linija• consumer credit potroљački kredit• cost of credit troљak kredita• credit risk kreditni rizik• credit account kreditni račun• credit agreement ugovor o kreditu• credit bank kreditna banka• credit based on personal property kredit koji se temelji na osobnoj imovini, kredit uz zalog osobne imovine• credit caps kvantitativno ograničenje transfera sredstava (pojedinoga sudionika u sustavu)Bilj.: Ograničiti se moћe neto dugovna pozicija ili neto potraћna pozicija sudionika u sustavu• credit card kreditna kartica• credit card company druљtvo koje se bavi kartičnim poslovanjem• credit ceiling gornja granica kredita• credit charge troљak kredita• credit control kontrola kredita• credit cooperative kreditna zadruga• credit creation emisija kredita• credit derivative kreditni derivat• credit enhancement povećanje ponude kredita• credit expansion kreditna ekspanzija• credit exposure kreditna izloћenost• credit facility kreditna pogodnost• credit financing financiranje kreditom• credit for construction kredit za izgradnju• credit freeze kreditna kontrakcija• credit guarantee kreditno jamstvo• credit history kreditna (bonitetna) povijest zajmoprimca• credit information centre kreditno informacijsko srediљte• credit information source izvor informacija o kreditu• credit institution (CI) kreditna institucija• credit insurance kreditno osiguranje• credit life insurance kreditno ћivotno osiguranje• credit limit gornja granica kredita• credit line kreditna linija• credit market trћiљte kredita• credit mechanism kreditni mehanizam• credit multiplier kreditni multiplikator• credit operation kreditni posao (transakcija)• credit period kreditno razdoblje (rok dospijeća kredita)• credit policy kreditna politika• credit position kreditna/potraћna pozicija• credit ratings and reports kreditno rangiranje i izvjeљća• credit restriction kreditno ograničenje• credit risk kreditni rizik• credit sale prodaja na kredit• credit scoring system sustav ocjene boniteta podnositelja kreditnoga zahtjeva• credit secured on goods, chattels or securities kredit osiguran robom, pokretnom imovinom ili vrijednosnim papirima• credit secured on real property kredit osiguran materijalnom imovinom• credit squeeze kreditna kontrakcija• credit system kreditni sustav• credit terms kreditni uvjeti• credit to euro area resident kredit rezidentu u europodručju• credit to finance production kredit za financiranje proizvodnje• credit transfer virmanski nalog• credit transfer system sustav virmanskoga naloga• credit union kreditna unija• credit volume iznos kredita• credits and debits potraћivanja i dugovanja• current account credit kredit po tekućem računu• current credit tekući kredit• daylight credit dnevni kreditBilj.: Dnevno prekoračenje koje moћe odobriti srediљnja banka radi poravnanja neusklađenosti platne namire• demand for credit potraћnja za kreditima• discount credit diskontni kredit• documentary credit dokumentarni akreditiv• documentary letter of credit dokumentarni akreditiv• domestic credit domaći kredit• domestic credit expansion ekspanzija domaćih kredita• euro-credit kredit u eurima• export credit izvozni zajam/kredit (za premoљćivanje troљkova proizvodnje i naplate izvoza)• export credit guarantee facility jamstvo za izvozne zajmove/kredite• export credit insurance osiguranje izvoznih zajmova//kredita• export credits guarantee department ured (vlade) za jamstvo za izvozne kredite• extended fund facility credits kredit MMF-a za pruћanje podrљke srednjoročnim programimaBilj.: Obično u trajanju od 3 godine za prevladavanje teљkoća platne bilance koje nastaju zbog problema makroekonomske i strukturne prirode• external credit inozemni kredit• farm credit kredit za poljoprivredu• foreign credit inozemni kredit• foreign credit insurance association udruћenje za osiguranje inozemnoga zajma/kredita• free credit beskamatni kredit• grant credit odobriti kredit• industrial credit industrijski kredit• instalment credit kredit na rate• international credit međunarodni kredit• intraday credit dnevni kredit (kredit unutar jednoga dana, kredit koji dospijeva u roku od jednoga dana)• investment credit investicijski kredit• letter of credit (L/C) kreditno pismo, akreditiv• limited credit ograničeni kredit• line of credit kreditna linija• lombard credit lombardni kreditBilj.: Kredit koje srediљnja banka odobrava bankama na temelju određenih unaprijed propisanih vrijednosnih papira kao zalog• long-term credit dugoročni kredit• medium-term credit srednjoročni kredit• money market credit zajam/kredit trћiљta novca• mortgage credit hipotekarni kredit• multilateral credit limit viљestrani kreditni limit• open-end credit otvoreni kredit• overall credit expansion ukupno povećanje kredita• personal credit osobni kredit• provisions for credit losses or loss reserves pričuve za gubitke po nenaplativim kreditima• revolving credit obnovljivi kredit• revolving credit commitment ugovor o obnavljivom kreditu• roll-over credit obnovljivi kredit• secured credit osigurani kredit (kredit osiguran zaloћnim pravom)• selective credit control selektivna kontrola kredita• solvency of credit institutions solventnost kreditnih ustanova• sources of credit izvori kreditiranja• stand-by credit stand-by kredit• supply of credit kreditna ponuda• trade credit financing financiranje trgovačkim kreditom• unsecured credit kredit bez osiguranja, bjanko kreditEnglesko-Hrvatski Glosar bankarstva, osiguranja i ostalih financijskih usluga > credit
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2 loan
nzajam, kredit• amortization of loan amortizacija/otplata zajma• automatic premium loan odredba u polici ћivotnoga osiguranja kojom se osiguravatelju odobrava uporaba iznosa kredita po polici za naplatu svih duћnih premija• back-to-back loan naizmjenični zajam• bad loan loљ/nenaplativ kredit• bank loan bankovni zajam• bank term loan dugoročni bankovni zajam/kredit• bond loan zajam/kredit na temelju zaloga obveznica• bridging loan premoљćujući zajam• broker’s loan brokerski zajam• building loan građevni zajamBilj.: Hipotekarni zajam za izgradnju ili obnovu zgrade• call loan opozivi zajam• callable loan opozivi zajam• cancellable loan opozivi/otkazivi zajam• chattel loan kredit koji se dobiva na osnovi hipoteke pokretne imovine• commercial and industrial (C&I) loan privredni zajam//kredit• commitment loan zajam uz obvezu• Community loan zajam Zajednice• conclude a loan agreement sklopiti ugovor o kreditu• consumer loan potroљački zajam• contract a loan sklopiti ugovor o zajmu• debenture loan zajam uz zaduћnice• duration of a loan trajanje zajma• equipment loan zajam za opremu• external loan inozemni kredit• field warehouse receipt loan zajam na osnovi skladiљnice izdvojenoga (privatnoga) skladiљta• fixed interest rate loan kredit s fiksnom kamatnom stopom• fixed rate loan kredit s fiksnom kamatnom stopom• float a loan plasirati zajam (raznim) zajmodavcima, podići zajam na financijskom trћiљtu preko banke• floating-rate loan commitment zajmovna obveza s promjenjivom kamatnom stopom• foreign loan inozemni krediti• form of a loan oblik kredita• general loan loss reserves opće pričuve za gubitke po kreditima• global loan svjetski zajam• government loan drћavni zajam• grant a loan odobriti zajam• individual loan pojedinačni zajam• initial series of loans početna serija zajmova• insurance company term loan (dugo)ročni zajam osiguravajućih druљtava• interest on loan kamate na zajmove• investment loan investicijski zajam• issue a loan dati zajam• jumbo loan golemi zajam• loan capital kreditni kapital• loan charge troљak kredita• loan committment kreditna/zajmovna obveza, obećanje zajma• loan guarantees jamstva za zajam, kreditna jamstva• loan loss provision rezervacije za gubitke po kreditima• loan loss reserve pričuve za gubitke po kreditima• loan on real estate zajam uz zalog nekretnina, hipotekarni zajam• loan on special terms zajam po posebnim uvjetima• loan or credit secured on real property zajam osiguran materijalnom imovinom• loan participation sudjelovanje u zajmu• loan stock zaduћnica, obveznica• loans/ currency and deposits zajmovi/valuta i depoziti• loan from borrowed funds zajam iz uzajmljenih sredstava• lombard loan lombardni zajam• long-term loan dugoročni kredit/zajam• medium-term loan srednjoročni zajam• mortgage loan hipotekarni zajam• nonperforming loan loљ kredit/zajam, kredit/zajam koji ne donosi povrat• obtain a loan dobiti/pribaviti zajam• operation and management of a loan poslovi vezani uz zajam i upravljanje zajmom• overnight loan prekonoćni zajam• participation loan zajam s udjelom• place a loan plasirati zajam• policy loan zajam koji osiguravajuće druљtvo daje osiguraniku, a kao jamstvo se uzima polica osiguranja• premium loan zajam koji osiguravajuće druљtvo daje osiguraniku radi plaćanja premije kod kojega se vrijednost police uzima kao jamstvo• private loan privatni zajam• privately contracted loan privatno ugovoreni zajam• proceeds of loan prihod od zajma• promised loan obećani zajam• raise a loan uzeti zajam• real estate loan zajam uz zalog nekretnina, hipotekarni zajam• secured loan osigurani zajam• securities loan zajam u vrijednosnim papirima• servicing of loan servisiranje/otplata zajma• short-term loan kratkoročni kredit/zajam• soft loan povoljni zajam• special interest-bearing loan zajam koji donosi posebnu kamatu• special loan posebni zajam• subordinated loan podređeni zajam• term loan dugoročni zajam• terminal warehouse receipt loan kredit dobiven na osnovi skladiљnice• terms of loan kreditni uvjeti• tied loan vezani zajam• variable interest rate loan zajam s promjenjivom kamatnom stopomEnglesko-Hrvatski Glosar bankarstva, osiguranja i ostalih financijskih usluga > loan
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